For most patients, dental benefits renew each January, while others renew on an enrollment date or fiscal year. Studies have shown under 3% of PPO dental plan members use all of their allotted benefits each year. This could mean thousands of wasted hard-earned dollars per family.
Most traditional dental benefit plans have yearly maximums and specified coverage limits on procedures (100% coverage on cleanings, 80% on restorative treatment, etc.). Some plans have a deductible on larger treatments too.